FreemarketFX has extended its partnership with Napier AI to strengthen the compliance infrastructure behind its international payments platform, integrating advanced artificial intelligence to safeguard cross-border transactions against money laundering and financial crime.
Under the renewed agreement, Napier AI’s technology will provide FreemarketFX with real-time transaction monitoring and analytics to flag potentially suspicious activity. The platform will act as FreemarketFX’s central monitoring system, designed to scale as the company increases its global reach and payment throughput.
Napier AI’s own research, published in its AML Index 2025–2026, found that UK financial institutions now handle between 250 and 300 money-laundering alerts per day — a level that highlights the resource pressures facing compliance teams across the sector.
FreemarketFX, which delivers foreign exchange and cross-border payment capabilities for businesses, will also deploy Napier AI’s Insights module — a system that identifies behavioural anomalies by comparing activity against global, regional, and peer benchmarks. The integration will enable the company to reduce false positives and focus attention on genuine risks.
Jamie King, Head of Compliance and MLRO at FreemarketFX, said: “We are delighted to be working with Napier AI to enhance our transaction monitoring capabilities as we continue to expand globally. Using their AI-driven technology helps us strengthen our compliance framework, reduce false positives, and scale our payment checks while maintaining the highest standards of regulatory oversight. As we enter new markets, having trust and confidence in our monitoring processes is vital to ensure our compliance processes evolve in line with global growth.”
Greg Watson, CEO of Napier AI, added: “We are proud to support FreemarketFX as they expand their global footprint, using AI to aid their compliance efforts as their volume of payments scales. By combining AI with explainable decision making, we’re helping analysts detect and fight financial risks faster and more accurately to keep payments secure.”
According to Napier AI, automation in anti-money laundering workflows could release as much as $3.3 trillion back into global economies by streamlining resource-heavy elements of due diligence and reporting. Its tools aim to help financial institutions filter large volumes of alerts while maintaining accuracy in risk detection.
The extended partnership will allow FreemarketFX to expand its reach into new markets with enhanced operational efficiency and stronger protection against financial crime — a key step as regulatory expectations for transparency and traceability in international money movement continue to rise.
